Starfield & Smith, P.C. | Attorney Profiles
Ethan W. Smith
Partner
Ethan focuses his practice in business law, with an emphasis on commercial lending, government guaranteed lending, mergers and acquisitions, real estate, contracts, commercial and corporate law. He is a closing attorney for various lenders nationwide, including PNC Bank, Live Oak Bank, Wells Fargo/Wachovia Bank, Beneficial Bank, US Bank, 44 Business Capital, Eagle National Bank, Susquehanna Bank and Univest National Bank and Trust Co. Ethan is also a designated closing counsel for several Certified Development Companies that operate in Pennsylvania, New Jersey and Delaware. In addition to representing commercial lenders, Ethan represents and counsels a number of small businesses in a variety of contexts, including mergers and acquisitions, corporate governance, and contract and real estate matters.
As a closing attorney for commercial lenders, Ethan prepares and reviews loan files for conventional, SBA 7(a) and 504, and USDA B&I loans, confers with loan processors and in-house counsel, and drafts, analyzes and negotiates loan documents. He has closed hundreds of government guaranteed commercial loans through the SBA 7(a) and 504 loan programs, through the USDA B&I program, and has closed numerous conventional commercial financing transactions, including asset-based, real estate, and factoring arrangements. Ethan has closed numerous complex commercial transactions, often involving multi-jurisdictional issues and collateral. As a licensed title agent in Pennsylvania and New Jersey, Ethan provides title insurance for commercial projects including purchases, refinancing and ground up construction. Through his underwriters national networks, Ethan coordinates title insurance, escrow and closing services for his clients nationwide.
When he is not in the office, Ethan enjoys cooking, sailing, hiking and spending time with his wife and 2 kids.
Admissions:
Pennsylvania
New York
Federal District Court for the Middle District of Pennsylvania
Honors/Awards:
Pennsylvania Rising Star: 2005-2010
Memberships:
National Association of Government Guaranteed Lenders
National Association of Development Companies
Vistage International
Risk Management Association
American Bar Association
Pennsylvania Bar Association
American Land Title Association
Pennsylvania Land Title Association
Agent for:
Chicago Title Insurance Company (PA)
Fidelity National Title Insurance Company (NJ)
Education:
College of William and Mary JD
The Johns Hopkins University BA
Send e-mail to: ESmith@StarfieldSmith.com
Publications/Presentations:
Fundamentals of SBA Lending: Documenting, Closing & Funding the SBA Loan
Presented by David W. Starfield & Ethan W. Smith
Lorman Webinar
March 5, 2009
Real Estate Lending Requirements and Loan Documentation in Pennsylvania
Presented by David W. Starfield and Ethan W. Smith
Date: August 22, 2006
Business Acquisition Issues
Date: July 2006
Location: Custom Telephone Seminar - Community West Bank
January 2005 Webcast - Debating Closing Issues
Presented by David W. Starfield and Ethan W. Smith
Date: January 2005
Location: Philadelphia, Pennsylvania
"An Examination of Confession of Judgment Statutes in the Mid-Atlantic States" (Article - NAGGL)
April 2000
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